Last updated: January 2026
1. Acceptance of Terms
By accessing or using the Credit Harbor Edge website, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use of the site.
2. Nature of Service
Credit Harbor Edge is a marketplace and referral platform. We are not a lender, insurer, payment processor, investment adviser, home warranty provider, or debt relief agency. We connect users with independent third-party providers across the loans, insurance, digital payments, investments, home warranty and debt relief categories.
3. No Financial Advice
Content on this site is provided for general informational purposes only and does not constitute financial, legal, tax or investment advice. You should consult a licensed professional before making any financial decision.
4. Eligibility
Approval for any loan, insurance policy, payment product, investment account, home warranty plan, or debt relief program is determined solely by the relevant third-party provider, based on their own underwriting criteria. Credit Harbor Edge does not guarantee approval, rates, or terms of any kind.
5. User Responsibilities
You agree to provide accurate information when submitting an inquiry and to use the site only for lawful purposes. Misrepresenting information to obtain a financial product may result in denial of service.
6. Third-Party Providers
Each category partner is independently owned and operated. Credit Harbor Edge is not responsible for the products, services, fees, or conduct of any third-party provider you engage with through our marketplace.
7. Limitation of Liability
Credit Harbor Edge and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of the site or any transaction with a third-party provider referred through it.
8. Intellectual Property
All content, design elements, and branding on this site are the property of Credit Harbor Edge unless otherwise noted, and may not be reproduced without written permission.
9. Governing Law
These terms are governed by the laws of the State of New York, without regard to conflict-of-law principles.
10. Changes to These Terms
We may revise these Terms & Conditions from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
11. Contact
For questions regarding these terms, contact info@CreditHarborEdge.com or write to 136 Madison Avenue, New York City, NY 10016.